About InstaLoan

Applying for a loan is not something most people look forward to. The process can be lengthy and time consuming. InstaLoan was started to provide you with an avenue to get a loan, quickly. We strive to simplify the loan process in every way we can.

The InstaLoan Experience

Insta Easy

Life is already complicated enough. Maybe the reason you need cash today is complicated. We don’t want to pile on, so we’ve made the process to get cash as easy as possible.

Insta Fast

You need cash now, and we’re here to deliver. We work as quickly as possible to get you cash in as little as 30 minutes.

Insta Happy

You deserve 5-star customer service, every time. And that’s what you can expect when you choose InstaLoan.

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By clicking "Continue", I agree InstaLoan and, or on behalf of, its affiliates may use the info I provide to call/email me for business & marketing purposes. I also agree to electronically receive documents and disclosures from InstaLoan and to do business electronically with InstaLoan. I have read, understand, and agree to the InstaLoan Consent to Electronic Disclosures, Privacy Notice, Terms & Conditions and Acknowledements.

Advantages of Using InstaLoan

We make borrowing cash easy! Our customers enjoy a number of different perks:

Multiple loans to choose from
Get your cash in about 30 mins
Online options available
Manageable payment options

Frequently Asked Questions

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¹ InstaLoan no longer originates new loans in New Mexico. Florida: Subject to state regulations, eligibility, underwriting and approval. Rates, terms and conditions apply.

Florida Loans:

InstaLoan offers in-store consumer loans secured by a security interest in a motor vehicle. Terms subject to credit approval upon completion of an application. InstaLoan uses credit reports, data sources, and application information as part of its underwriting. Not all applications are approved. Approval and loan terms vary based on applicant qualifications and loan product. Not all consumers will qualify for the representative example below. Final rates, terms, and fees may vary. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. If you are offered a loan, you will have the opportunity to review the final offer before accepting.

Representative example

Number of Months	Annual Interest Rate	Credit Investigation Fee	Amount Financed	Minimum Monthly Payment	Total of Payments
12	35.95%*	$25.00	$3,000.00	$303.82	$3,620.87

* Annual Percentage Rates may vary based on the total finance charges and the actual scheduled payment amounts and payment dates. The Annual Percentage Rate will be disclosed on the actual loan agreement.

Please visit one of our InstaLoan store locations for all of our loan options and specific loan terms and conditions.

Title-Secured (1st lien) Loan: Maximum funded amount is $3,500. Minimum funded amount is $500. Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must bring valid government issued ID, proof of residency and proof of insurance. Certain other terms and conditions may apply.

Personal (2nd lien) Loan: Maximum funded amount is $2,000. Minimum funded amount is $500. Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must bring valid government issued ID, proof of residency and proof of insurance. Certain other terms and conditions may apply.

Signature Loan: Min/max is $250. Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Must bring valid government issued ID and proof of residency. Certain other terms and conditions may apply.

New Mexico Customers: please see important New Mexico Consumer Information and Disclosures.

Please see our California Resident Notice at Collection and Privacy Policy.

Corporate office: InstaLoan, 2312 E Trinity Mills Rd, Ste 100, Carrollton, TX 75006